Fannie Mae

Fannie Mae, established in 1938, is a key player in the U.S. housing finance industry, dedicated to providing accessible mortgage financing to renters, homebuyers, and homeowners. As a government-sponsored enterprise, Fannie Mae does not lend directly to consumers; instead, it acquires mortgage loans from lenders, subsequently issuing guaranteed mortgage-backed securities. This process enhances liquidity within the mortgage market, making homeownership and affordable rental housing more attainable.

Fannie Mae supports its mission through various initiatives and products designed to expand access to affordable housing. Their offerings include resources for home purchase and refinancing, educational materials to promote responsible borrowing, and foreclosure prevention programs. Their commitment to equitable housing extends to underserved communities as they strive to address historical inequities in the housing market. With a focus on innovation and sustainability, Fannie Mae plays an integral role in empowering individuals with the knowledge and tools necessary for informed housing decisions, ensuring a more stable and inclusive housing landscape in America.